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Interest-Free Credit at Cross Street Garage

0% Interest-Free Credit Available on All In-Branch Purchases Over £200

Looking for the option to pay monthly for your tyres, car service, or MOT? At Cross Street Garage, we offer a convenient 0% interest-free credit option for purchases over £200, allowing you to spread the cost over four equal monthly payments with no extra charges.

Our interest-free credit scheme is available on a wide range of services and products, including tyres, car servicing, MOTs, and other products like batteries and air conditioning. It’s a flexible way to manage the cost of your car repairs and maintenance.

Please note: The interest-free credit option is available for in-branch purchases only, and not applicable to online sales. Finance is provided by a third-party provider, not Cross Street Garage. Any finance applications over £1,000 will be subject to a credit check.

How It Works (In 3 Simple Steps)

  1. Your vehicle requires repairs or replacements costing over £200.
  2. You pay 25% of the total bill at the garage on your debit card.
  3. The remaining balance is split into three equal monthly payments, which are automatically taken from your debit card.

Example: Total Bill of £200

  • Deposit In-Centre (1st January): £50
  • Second Payment (1st February): £50
  • Third Payment (1st March): £50
  • Final Payment (1st April): £50

How to Apply for  Interest-Free Credit

Applying for interest-free credit is quick and easy. There’s no need for lengthy forms – simply bring your UK-registered debit card with sufficient funds to cover the 25% initial deposit, and you can take advantage of this flexible payment option. For more details or to find out how you can apply for interest-free credit, speak to your local Cross Street Garage manager today.